Lovin, thanks for the link. Very easy to understand and great photos. That's exactly what I would like to try to do.
Grant, I tried to make my camera have the settings you mentioned and couldn't get them to all stay at once. If I put the camera on M 1/40 ISO 200, it wants to be on F5.6 (BTW I am pretty new to DSLR - and terrible at reading photography books)
Matt, Great suggestion. When I figure out what I am supposed to buy .....