http://www.redzonefilms.com/pics2/toad2.jpg
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Maybe the blue is too much. I like it but could be just me. So I am posting the more realistic one and I'll be darned if I can decide...Depends on my mood when I look! :D
http://www.redzonefilms.com/pics2/toad3.jpg
I thought the first one looked fairly realistic. I like the effect on the second one, colour out of the water and B&W under the water.
Cool shot either way.
Both shots rock but I prefer the colour of shot 2.