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Spot metering and fill flash will help as Rich says, but the 'without blowing out the background' in your original post is the kicker. It depends on the total # of stops in the scene and the # that separate proper exposure of the subject from the bg. A digital camera can handle about 10 stops without clipping, if there's more than that between the subject and any part of the bg, that part will be clipped. Sometimes you just have to live with it or try to reframe the subject to eliminate as much of the bg as possible.
I agree with about half of this quote