Here is the way I see it...
I believe what everyone refers to here for the most part is "art" -- art is something that is in the eye of the beholder... "fine art" is a completely different term.
The term 'fine art' - by definition - is a term to indicate a traditional perspective on the art form implying an association with classic or academic art.
The word 'fine' in the word was created as a designation to denote the 'purity' of the discipline. The very definition of the word and why it was created as a term was to set itself apart in the academic and classical form.
Fine art is very different from applied art or 'eye of the beholder' art. Individual preference has no place in the use of the term fine art.
As for fine art photography, the term is used to denote photography for the purpose of aesthetic and has no function in other photographic arts, such as photojournalism and commercial photography. A great example of fine art photography is the work of Ansel Adams.
Don't get me wrong, photojournalism is an art, commercial photography is an art... it is not a fine art because by definition, as the term was created, fine art is something that implies association to classical and traditional academic rules and theories of perception.
Now, definitions for the most part are not up for discussion except for the fact that even the definitions of fine art differ depending on what source you reach to. Personally, I have been in art school for a long time for two different disciplines and there is one thing I understand that is my formed opinion and that is this....
... fine art is based and forged from study and discipline in a form of art. The capability to produce fine art does not sit in the hands of the unpracticed, I have never seen an example of accidental fine art. Every detail is paid attention to and every detail is planned according to trained principles (even if these principles are formed by your own visual theories). So, no most of us cannot just hop out and shoot a piece that would be considered fine art by the masses, we can call it fine art if we want to. I would never consider that what I do (wedding and senior photography) is fine art. It just isn't. It is art, yes... but fine art, no.
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