Thanks for sharing your research and methods. The article is very thoughtful, and I agree that the question is "when" and not "if". I have recently signed up to MozyHome Online Backup, so I can upload my RAW files to the cloud. But upload speeds are abysmal, and it has taken over a month to upload about half my files. Although they initially offered unlimited space, I recently received a notification that upon my next renewal, I will be charged a fee for storage over and above a limit. Still, peace of mind is priceless. Mike